Take Control of Your Finances, Privately
No bank connections, no data harvesting, no third-party access. Ready Ledger gives you a complete personal finance toolkit that keeps your financial data exactly where it belongs — on your device and under your control.
A Complete Finance Toolkit Without the Privacy Trade-Off
Ten powerful financial tools built for people who refuse to hand their spending data to corporations.
Expense Tracker
Log every purchase with category, amount, date, and notes. See exactly where your money goes with clear, filterable transaction lists.
Budget Planner
Set monthly or custom-period budgets by category. Visual progress bars show how much you have remaining so you stay on target.
Receipt Scanner
Snap a photo of any receipt and let intelligent extraction pull out the merchant, date, amount, and line items automatically.
Bill Reminders
Set recurring reminders for rent, utilities, subscriptions, and any other bills. Never miss a due date or incur a late fee.
Financial Insights
Visualize spending trends over time with intuitive charts. Spot patterns, reduce waste, and make informed decisions about your money.
Subscription Manager
Track all your active subscriptions in one place. See monthly totals, renewal dates, and identify subscriptions you may have forgotten.
Loans & Debts
Keep every active loan in one list with balances and payoff plans, so what you owe sits right next to what you earn.
Mileage Log
Record trips as you take them and keep a clean, deduction-ready mileage log without a separate app or a spreadsheet.
Garage
Log vehicle maintenance, services, and running costs so repairs are planned rather than a surprise expense.
Yard Sale
Track inventory and revenue for side sales and cleanouts, and roll the proceeds into your overall money picture.
Bill Tracking & Reminders
Never miss a payment again. Track all your bills with due date reminders, recurring schedules, and payment status — all organized in one private, on-device dashboard.
One Hub for Every Money Tool
Bills, payments, loans & debts, expenses, finance records, receipts, mileage, garage, and yard sale all live in a single Finance hub — with a dedicated sidebar layout on iPad. Everything is computed locally on your device.
Your Financial Data Stays Yours
Most expense trackers require you to link bank accounts, granting third parties direct access to your transaction history. Ready Ledger takes the opposite approach: you enter what you want to track, and nothing is ever shared, uploaded, or monetized.
All financial data is stored on-device. Optional iCloud sync uses end-to-end encryption, ensuring that your budget, expenses, and receipt scans remain private — even from Apple and Ready Ledger. No accounts, no ads, no data brokers.